New York • Specialty Brokerage

AI, Cyber, and Space/Satellite Insurance

Hard risk, fast answers. We place coverage where incumbents stall—manuscript wording, complex exclusions, and surplus-lines handled end‑to‑end.

Core lines

Three lines where we move fastest and defend wording the hardest.

AI E&O / Algorithmic Liability

Hallucinations, bias, IP claims, model drift, and regulatory investigations.

Cyber

Ransomware, BEC, privacy liability, system failure, and IR support.

Space / Satellite

On-orbit liability, launch, cross‑waivers, and constellation risk.

Who we serve

AI startups (Seed–Series C) — real‑regulatory exposure, rapid change.
Healthcare AI — PHI handling & discrimination exclusions managed.
Space & comms — smallsat, optical ISLs, ground segment.
Deep‑tech — robotics, autonomy, simulation providers.

How we work

Underwriter packet fast (controls, diagrams, claims, form requests).
Retro date protection & continuity on renewals.
Surplus lines handled: affidavits, stamping, taxes, records.
Clause bank: exclusions & carve-backs tied to case law.

Start a submission

Prefer email? submissions@universaspecialtyrisk.com