New York • Specialty Brokerage
AI, Cyber, and Space/Satellite Insurance
Hard risk, fast answers. We place coverage where incumbents stall—manuscript wording, complex exclusions, and surplus-lines handled end‑to‑end.
Core lines
Three lines where we move fastest and defend wording the hardest.
AI E&O / Algorithmic Liability
Hallucinations, bias, IP claims, model drift, and regulatory investigations.
Cyber
Ransomware, BEC, privacy liability, system failure, and IR support.
Space / Satellite
On-orbit liability, launch, cross‑waivers, and constellation risk.
Who we serve
AI startups (Seed–Series C) — real‑regulatory exposure, rapid change.
Healthcare AI — PHI handling & discrimination exclusions managed.
Space & comms — smallsat, optical ISLs, ground segment.
Deep‑tech — robotics, autonomy, simulation providers.
How we work
Underwriter packet fast (controls, diagrams, claims, form requests).
Retro date protection & continuity on renewals.
Surplus lines handled: affidavits, stamping, taxes, records.
Clause bank: exclusions & carve-backs tied to case law.
Start a submission
Prefer email? submissions@universaspecialtyrisk.com